Diversified Financials

Providers of a diverse range of financial services and/or with some interest in a wide range of financial services including banking, insurance and capital markets, but with no dominant business line. Excludes companies classified in the Regional Banks and Diversified Banks Sub-Industries.

Financial institutions primarily engaged in investment management and/or related custody and securities fee-based services. Includes companies operating mutual funds, closed-end funds and unit investment trusts. Excludes banks and other financial institutions primarily involved in commercial lending, investment banking, brokerage and other specialized financial activities.

Financial institutions primarily engaged in investment banking and brokerage services, including equity and debt underwriting, mergers and acquisitions, securities lending and advisory services. Excludes banks and other financial institutions primarily involved in commercial lending, asset management and specialized financial activities.

Financial institutions primarily engaged in diversified capital markets activities, including a significant presence in at least two of the following areas: large/major corporate lending, investment banking, brokerage and asset management. Excludes less diversified companies classified in the Asset Management & Custody Banks or Investment Banking & Brokerage sub-industries. Also excludes companies classified in the Banks or Insurance industry groups or the Consumer Finance sub-industry.

Financial exchanges for securities, commodities, derivatives and other financial instruments, and providers of financial decision support tools and products including ratings agencies.

A company with significantly diversified holdings across three or more sectors, none of which contribute a majority of profit and/or sales. Stakes held are predominantly of a non-controlling nature. Includes diversified financial companies where stakes held are of a controlling nature. Excludes other diversified companies classified in the Industrials Conglomerates sub-industry.

Providers of specialized financial services not classified elsewhere. Companies in this sub-industry derive a majority of revenue from one specialized line of business. Includes, but not limited to, commercial financing companies, central banks, leasing institutions, factoring services, and specialty boutiques. Excludes companies classified in the Financial Exchanges & Data sub-industry.

Providers of consumer finance services, including personal credit, credit cards, lease financing, travel-related money services and pawn shops. Excludes mortgage lenders classified in the Thrifts & Mortgage Finance sub-industry.

Profit & Loss

$ 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Revenue 3,965,000,000 5,156,000,000 5,355,000,000 4,943,000,000 5,138,000,000 5,461,000,000 5,009,000,000 4,611,000,000 4,649,000,000 5,368,000,000
Cost of Goods Sold -1,770,000,000 -3,297,000,000 -3,595,000,000 -2,957,000,000 -2,953,000,000 -3,182,000,000 -2,917,000,000 -2,906,000,000 -3,282,000,000 -4,035,000,000
Gross Profit 2,195,000,000 1,859,000,000 1,760,000,000 1,986,000,000 2,185,000,000 2,279,000,000 2,092,000,000 1,705,000,000 1,367,000,000 1,333,000,000
Operating Costs 1,802,000,000 1,830,000,000 2,339,000,000 1,844,000,000 1,294,000,000 1,284,000,000 793,000,000 579,000,000 224,000,000 -118,000,000
Operating Profit 3,997,000,000 3,689,000,000 4,099,000,000 3,830,000,000 3,479,000,000 3,563,000,000 2,885,000,000 2,284,000,000 1,591,000,000 1,215,000,000
Financing Costs -90,000,000 -235,000,000 -232,000,000 -366,000,000 -375,000,000 -548,000,000 -363,000,000 -178,000,000 -186,000,000 -166,000,000
Profit Before Tax 3,907,000,000 3,454,000,000 3,867,000,000 3,464,000,000 3,104,000,000 3,015,000,000 2,522,000,000 2,106,000,000 1,405,000,000 1,049,000,000
Income Tax -899,000,000 -728,000,000 -879,000,000 -883,000,000 -868,000,000 -927,000,000 -899,000,000 -827,000,000 -533,000,000 -287,000,000
Profit 3,008,000,000 2,726,000,000 2,988,000,000 2,581,000,000 2,236,000,000 2,088,000,000 1,623,000,000 1,279,000,000 872,000,000 762,000,000

Balance Sheet

$ 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Current Assets 245,653,000,000 255,802,000,000 203,182,000,000 191,325,000,000 182,877,000,000 196,755,000,000 187,976,000,000 153,904,000,000 150,778,000,000 153,626,000,000
Non-Current Assets 0 0 0 0 0 0 0 0 0 0
Total Assets 245,653,000,000 255,802,000,000 203,182,000,000 191,325,000,000 182,877,000,000 196,755,000,000 187,976,000,000 153,904,000,000 150,778,000,000 153,626,000,000
Current Liabilities 223,302,000,000 234,018,000,000 184,818,000,000 173,145,000,000 165,607,000,000 181,091,000,000 173,580,000,000 141,990,000,000 138,830,000,000 138,551,000,000
Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0
Total Liabilities 223,302,000,000 234,018,000,000 184,818,000,000 173,145,000,000 165,607,000,000 181,091,000,000 173,580,000,000 141,990,000,000 138,830,000,000 138,551,000,000
Total Equity 22,351,000,000 21,784,000,000 18,364,000,000 18,180,000,000 17,270,000,000 15,664,000,000 14,396,000,000 11,914,000,000 11,948,000,000 15,075,000,000

Cash Flow

$ 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash Flow from Operating Activities 2,826,000,000 12,119,000,000 764,000,000 4,450,000,000 -5,708,000,000 12,823,000,000 -2,413,000,000 -143,000,000 -448,000,000 4,412,000,000
Cash Flow from Investing Activities 2,903,000,000 -2,745,000,000 2,523,000,000 -800,000,000 3,133,000,000 -15,238,000,000 3,814,000,000 3,489,000,000 -4,000,000 -1,409,000,000
Cash Flow from Financing Activities 1,912,000,000 -1,075,000,000 -1,138,000,000 -2,399,000,000 9,000,000 -238,000,000 32,000,000 -885,000,000 -1,297,000,000 -498,000,000
Net Change in Cash 7,641,000,000 8,299,000,000 2,149,000,000 1,251,000,000 -2,566,000,000 -2,653,000,000 1,433,000,000 2,461,000,000 -1,749,000,000 2,505,000,000
Cash at Beginning 28,960,000,000 18,867,000,000 13,005,000,000 11,754,000,000 14,320,000,000 16,973,000,000 15,540,000,000 13,079,000,000 14,828,000,000 12,323,000,000
Exchange Fluctuations -3,108,000,000 1,794,000,000 0 0 0 0 0 0 0 0
Cash at End of Period 33,493,000,000 28,960,000,000 15,154,000,000 13,005,000,000 11,754,000,000 14,320,000,000 16,973,000,000 15,540,000,000 13,079,000,000 14,828,000,000

Profitability

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Gross Margin 55.4% 36.1% 32.9% 40.2% 42.5% 41.7% 41.8% 37.0% 29.4% 24.8%
Operating Margin 100.8% 71.5% 76.5% 77.5% 67.7% 65.2% 57.6% 49.5% 34.2% 22.6%
Profit Margin 75.9% 52.9% 55.8% 52.2% 43.5% 38.2% 32.4% 27.7% 18.8% 14.2%

Management Effectiveness

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Return on Assets 1.2% 1.1% 1.5% 1.3% 1.2% 1.1% 0.9% 0.8% 0.6% 0.5%
Return on Equity 13.5% 12.5% 16.3% 14.2% 12.9% 13.3% 11.3% 10.7% 7.3% 5.1%
Current Ratio 1.10 1.09 1.10 1.10 1.10 1.09 1.08 1.08 1.09 1.11
Debt to Equity Ratio 9.99 10.74 10.06 9.52 9.59 11.56 12.06 11.92 11.62 9.19

Valuation

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Share Price ($) 152.83 85.75 129.42 102.90 90.20 66.09 76.67 57.93 36.53 28.60
Shares on Issue 361,821,377 354,381,396 340,382,738 340,364,820 340,351,731 340,302,389 333,457,777 321,074,750 339,506,578 348,584,383
Market Capitalisation ($) 55,297,161,047 30,388,204,707 44,052,333,952 35,023,539,978 30,699,726,136 22,490,584,889 25,566,207,763 18,599,860,268 12,402,175,294 9,969,513,354
Revenue per Share ($) 10.96 14.55 15.73 14.52 15.10 16.05 15.02 14.36 13.69 15.40
Earnings per Share ($) 8.31 7.69 8.78 7.58 6.57 6.14 4.87 3.98 2.57 2.19
Dividends per Share ($) 2.38 -5.99 5.39 4.89 -4.34 3.61 2.35 2.45 1.59 1.58
Dividend Yield 1.6% -7.0% 4.2% 4.7% -4.8% 5.5% 3.1% 4.2% 4.4% 5.5%
Price to Sales Ratio 13.9 5.9 8.2 7.1 6.0 4.1 5.1 4.0 2.7 1.9
Price to Earnings Ratio 18.4 11.1 14.7 13.6 13.7 10.8 15.8 14.5 14.2 13.1
Price to Book Ratio 2.5 1.4 2.4 1.9 1.8 1.4 1.8 1.6 1.0 0.7

All Companies in the Diversified Financials Group

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