Banks

Large, geographically diverse banks with a national footprint whose revenues are derived primarily from conventional banking operations, have significant business activity in retail banking and small and medium corporate lending, and provide a diverse range of financial services. Excludes banks classified in the Regional Banks and Thrifts & Mortgage Finance Sub-Industries. Also excludes investment banks classified in the Investment Banking & Brokerage Sub-Industry.

Commercial banks whose businesses are derived primarily from conventional banking operations and have significant business activity in retail banking and small and medium corporate lending. Regional banks tend to operate in limited geographic regions. Excludes companies in the Diversified Banks and Thrifts & Mortgage Banks sub-industries. Also excludes investment banks classified in the Investment Banking & Brokerage sub-industry.

Financial institutions providing mortgage and mortgage related services. These include financial institutions whose assets are primarily mortgage related, savings & loans, mortgage lending institutions, building societies and companies providing insurance to mortgage banks.

Profit & Loss

$ 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Revenue 84,499,000,000 102,059,000,000 124,612,000,000 122,677,000,000 117,541,000,000 123,219,000,000 127,340,000,000 126,195,000,000 127,686,000,000 140,211,000,000
Cost of Goods Sold -20,848,000,000 -42,992,000,000 -65,880,000,000 -63,880,000,000 -60,647,000,000 -63,111,000,000 -68,680,000,000 -70,003,000,000 -74,778,000,000 -89,235,000,000
Gross Profit 63,651,000,000 59,067,000,000 58,732,000,000 58,797,000,000 56,894,000,000 60,108,000,000 58,660,000,000 56,192,000,000 52,908,000,000 50,976,000,000
Operating Costs -25,576,000,000 -24,412,000,000 -20,199,000,000 -11,705,000,000 -10,824,000,000 -14,332,000,000 -11,255,000,000 -11,783,000,000 -10,101,000,000 -11,764,000,000
Operating Profit 38,075,000,000 34,655,000,000 38,533,000,000 47,092,000,000 46,070,000,000 45,776,000,000 47,405,000,000 44,409,000,000 42,807,000,000 39,212,000,000
Financing Costs 805,000,000 -10,785,000,000 -3,636,000,000 -3,209,000,000 -3,653,000,000 -5,122,000,000 -3,764,000,000 -3,409,000,000 -4,991,000,000 -6,233,000,000
Profit Before Tax 38,880,000,000 23,870,000,000 34,897,000,000 43,883,000,000 42,417,000,000 40,654,000,000 43,641,000,000 41,000,000,000 37,816,000,000 32,979,000,000
Income Tax -11,923,000,000 -7,815,000,000 -10,198,000,000 -11,921,000,000 -12,053,000,000 -11,802,000,000 -12,619,000,000 -12,144,000,000 -11,491,000,000 -10,087,000,000
Profit 26,957,000,000 16,055,000,000 24,699,000,000 31,962,000,000 30,364,000,000 28,852,000,000 31,022,000,000 28,856,000,000 26,325,000,000 22,892,000,000

Balance Sheet

$ 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Current Assets 3,932,664,000,000 3,771,649,000,000 3,645,084,000,000 3,502,014,000,000 3,413,953,000,000 3,464,771,000,000 3,530,554,000,000 3,217,686,000,000 2,961,897,000,000 2,798,411,000,000
Non-Current Assets 0 0 0 0 0 0 0 0 0 0
Total Assets 3,932,664,000,000 3,771,649,000,000 3,645,084,000,000 3,502,014,000,000 3,413,953,000,000 3,464,771,000,000 3,530,554,000,000 3,217,686,000,000 2,961,897,000,000 2,798,411,000,000
Current Liabilities 3,655,399,000,000 3,493,048,000,000 3,401,110,000,000 3,263,015,000,000 3,185,730,000,000 3,236,592,000,000 3,310,780,000,000 3,021,809,000,000 2,776,689,000,000 2,625,597,000,000
Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0
Total Liabilities 3,655,399,000,000 3,493,048,000,000 3,401,110,000,000 3,263,015,000,000 3,185,730,000,000 3,236,592,000,000 3,310,780,000,000 3,021,809,000,000 2,776,689,000,000 2,625,597,000,000
Total Equity 277,265,000,000 278,601,000,000 243,974,000,000 238,999,000,000 228,223,000,000 228,179,000,000 219,774,000,000 195,877,000,000 185,208,000,000 172,814,000,000

Cash Flow

$ 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Cash Flow from Operating Activities 136,303,000,000 172,919,000,000 37,475,000,000 22,787,000,000 38,250,000,000 27,972,000,000 15,028,000,000 30,742,000,000 50,927,000,000 19,469,000,000
Cash Flow from Investing Activities 13,058,000,000 -25,622,000,000 -11,111,000,000 -4,673,000,000 -12,152,000,000 -33,657,000,000 -31,536,000,000 -23,349,000,000 -19,396,000,000 -35,601,000,000
Cash Flow from Financing Activities -28,506,000,000 -88,220,000,000 -39,344,000,000 -3,638,000,000 1,030,000,000 15,912,000,000 1,007,000,000 4,314,000,000 -31,861,000,000 20,837,000,000
Net Change in Cash 120,855,000,000 59,077,000,000 -12,980,000,000 14,476,000,000 27,128,000,000 10,227,000,000 -15,501,000,000 11,707,000,000 -330,000,000 4,705,000,000
Cash at Beginning 227,437,000,000 162,044,000,000 167,966,000,000 144,713,000,000 121,416,000,000 123,846,000,000 119,634,000,000 102,769,000,000 102,788,000,000 90,213,000,000
Exchange Fluctuations -418,000,000 -3,517,000,000 7,058,000,000 8,420,000,000 -3,831,000,000 -8,431,000,000 19,713,000,000 5,158,000,000 8,223,000,000 -2,658,000,000
Cash at End of Period 347,874,000,000 217,604,000,000 162,044,000,000 167,609,000,000 144,713,000,000 125,642,000,000 123,846,000,000 119,634,000,000 110,681,000,000 92,260,000,000

Profitability

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Gross Margin 75.3% 57.9% 47.1% 47.9% 48.4% 48.8% 46.1% 44.5% 41.4% 36.4%
Operating Margin 45.1% 34.0% 30.9% 38.4% 39.2% 37.2% 37.2% 35.2% 33.5% 28.0%
Profit Margin 31.9% 15.7% 19.8% 26.1% 25.8% 23.4% 24.4% 22.9% 20.6% 16.3%

Management Effectiveness

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Return on Assets 0.7% 0.4% 0.7% 0.9% 0.9% 0.8% 0.9% 0.9% 0.9% 0.8%
Return on Equity 9.7% 5.8% 10.1% 13.4% 13.3% 12.6% 14.1% 14.7% 14.2% 13.2%
Current Ratio 1.08 1.08 1.07 1.07 1.07 1.07 1.07 1.06 1.07 1.07
Debt to Equity Ratio 13.18 12.54 13.94 13.65 13.96 14.18 15.06 15.43 14.99 15.19

Valuation

  2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Share Price ($) 38.39 25.27 37.97 35.28 39.36 35.80 37.34 39.37 38.00 29.20
Shares on Issue 11,542,179,002 11,510,292,551 10,920,131,150 10,799,153,209 10,743,263,154 10,641,688,017 10,335,315,858 9,847,774,532 9,807,459,723 9,680,077,184
Market Capitalisation ($) 443,093,407,235 290,875,667,271 414,608,152,201 380,953,055,008 422,819,080,678 380,933,335,277 385,908,082,065 387,687,783,131 372,715,296,096 282,700,640,647
Revenue per Share ($) 7.32 8.87 11.41 11.36 10.94 11.58 12.32 12.81 13.02 14.48
Earnings per Share ($) 2.34 1.39 2.26 2.96 2.83 2.71 3.00 2.93 2.68 2.36
Dividends per Share ($) 1.08 1.33 1.79 0.85 1.38 1.92 1.73 0.83 1.69 0.48
Dividend Yield 2.8% 5.3% 4.7% 2.4% 3.5% 5.4% 4.6% 2.1% 4.5% 1.6%
Price to Sales Ratio 5.2 2.9 3.3 3.1 3.6 3.1 3.0 3.1 2.9 2.0
Price to Earnings Ratio 16.4 18.1 16.8 11.9 13.9 13.2 12.4 13.4 14.2 12.3
Price to Book Ratio 1.6 1.0 1.7 1.6 1.9 1.7 1.8 2.0 2.0 1.6

All Companies in the Banks Group

Alphabetic by Name


Commonwealth Bank of Australia

We are one of the leading providers of financial services in Australia. We serve more than 15 million customers with a focus on providing retail and commercial banking services predominantly in Australia, and in New Zealand through our subsidiary ASB. Our products and services are provided through our division, Retail Banking Services, Business Banking, Institutional Banking and Markets, and ASB New Zealand.

National Australia Bank Limited

The principal activities of the Group during the year were banking services, credit and access card facilities, leasing, housing and general finance, international banking, investment banking, wealth management services, funds management and custodian, trustee and nominee services.

Westpac Banking Corporation

The principal activities of the Group are the provision of financial services including lending, deposit taking, payments services, investment platforms, superannuation and funds management, insurance services, leasing finance, general finance, interest rate risk management, and foreign exchange services.