Australia and New Zealand Banking Group Limited
We provide banking and financial products and services to around 8.7 million retail and business customers, and operate across 32 markets.
Banks
Large, geographically diverse banks with a national footprint whose revenues are derived primarily from conventional banking operations, have significant business activity in retail banking and small and medium corporate lending, and provide a diverse range of financial services. Excludes banks classified in the Regional Banks and Thrifts & Mortgage Finance Sub-Industries. Also excludes investment banks classified in the Investment Banking & Brokerage Sub-Industry.
Commercial banks whose businesses are derived primarily from conventional banking operations and have significant business activity in retail banking and small and medium corporate lending. Regional banks tend to operate in limited geographic regions. Excludes companies in the Diversified Banks and Thrifts & Mortgage Banks sub-industries. Also excludes investment banks classified in the Investment Banking & Brokerage sub-industry.
Financial institutions providing mortgage and mortgage related services. These include financial institutions whose assets are primarily mortgage related, savings & loans, mortgage lending institutions, building societies and companies providing insurance to mortgage banks.
Profit & Loss
| $ | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 84,499,000,000 | 102,059,000,000 | 124,612,000,000 | 122,677,000,000 | 117,541,000,000 | 123,219,000,000 | 127,340,000,000 | 126,195,000,000 | 127,686,000,000 | 140,211,000,000 |
| Cost of Goods Sold | -20,848,000,000 | -42,992,000,000 | -65,880,000,000 | -63,880,000,000 | -60,647,000,000 | -63,111,000,000 | -68,680,000,000 | -70,003,000,000 | -74,778,000,000 | -89,235,000,000 |
| Gross Profit | 63,651,000,000 | 59,067,000,000 | 58,732,000,000 | 58,797,000,000 | 56,894,000,000 | 60,108,000,000 | 58,660,000,000 | 56,192,000,000 | 52,908,000,000 | 50,976,000,000 |
| Operating Costs | -25,576,000,000 | -24,412,000,000 | -20,199,000,000 | -11,705,000,000 | -10,824,000,000 | -14,332,000,000 | -11,255,000,000 | -11,783,000,000 | -10,101,000,000 | -11,764,000,000 |
| Operating Profit | 38,075,000,000 | 34,655,000,000 | 38,533,000,000 | 47,092,000,000 | 46,070,000,000 | 45,776,000,000 | 47,405,000,000 | 44,409,000,000 | 42,807,000,000 | 39,212,000,000 |
| Financing Costs | 805,000,000 | -10,785,000,000 | -3,636,000,000 | -3,209,000,000 | -3,653,000,000 | -5,122,000,000 | -3,764,000,000 | -3,409,000,000 | -4,991,000,000 | -6,233,000,000 |
| Profit Before Tax | 38,880,000,000 | 23,870,000,000 | 34,897,000,000 | 43,883,000,000 | 42,417,000,000 | 40,654,000,000 | 43,641,000,000 | 41,000,000,000 | 37,816,000,000 | 32,979,000,000 |
| Income Tax | -11,923,000,000 | -7,815,000,000 | -10,198,000,000 | -11,921,000,000 | -12,053,000,000 | -11,802,000,000 | -12,619,000,000 | -12,144,000,000 | -11,491,000,000 | -10,087,000,000 |
| Profit | 26,957,000,000 | 16,055,000,000 | 24,699,000,000 | 31,962,000,000 | 30,364,000,000 | 28,852,000,000 | 31,022,000,000 | 28,856,000,000 | 26,325,000,000 | 22,892,000,000 |
Balance Sheet
| $ | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | 3,932,664,000,000 | 3,771,649,000,000 | 3,645,084,000,000 | 3,502,014,000,000 | 3,413,953,000,000 | 3,464,771,000,000 | 3,530,554,000,000 | 3,217,686,000,000 | 2,961,897,000,000 | 2,798,411,000,000 |
| Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | 3,932,664,000,000 | 3,771,649,000,000 | 3,645,084,000,000 | 3,502,014,000,000 | 3,413,953,000,000 | 3,464,771,000,000 | 3,530,554,000,000 | 3,217,686,000,000 | 2,961,897,000,000 | 2,798,411,000,000 |
| Current Liabilities | 3,655,399,000,000 | 3,493,048,000,000 | 3,401,110,000,000 | 3,263,015,000,000 | 3,185,730,000,000 | 3,236,592,000,000 | 3,310,780,000,000 | 3,021,809,000,000 | 2,776,689,000,000 | 2,625,597,000,000 |
| Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 3,655,399,000,000 | 3,493,048,000,000 | 3,401,110,000,000 | 3,263,015,000,000 | 3,185,730,000,000 | 3,236,592,000,000 | 3,310,780,000,000 | 3,021,809,000,000 | 2,776,689,000,000 | 2,625,597,000,000 |
| Total Equity | 277,265,000,000 | 278,601,000,000 | 243,974,000,000 | 238,999,000,000 | 228,223,000,000 | 228,179,000,000 | 219,774,000,000 | 195,877,000,000 | 185,208,000,000 | 172,814,000,000 |
Cash Flow
| $ | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow from Operating Activities | 136,303,000,000 | 172,919,000,000 | 37,475,000,000 | 22,787,000,000 | 38,250,000,000 | 27,972,000,000 | 15,028,000,000 | 30,742,000,000 | 50,927,000,000 | 19,469,000,000 |
| Cash Flow from Investing Activities | 13,058,000,000 | -25,622,000,000 | -11,111,000,000 | -4,673,000,000 | -12,152,000,000 | -33,657,000,000 | -31,536,000,000 | -23,349,000,000 | -19,396,000,000 | -35,601,000,000 |
| Cash Flow from Financing Activities | -28,506,000,000 | -88,220,000,000 | -39,344,000,000 | -3,638,000,000 | 1,030,000,000 | 15,912,000,000 | 1,007,000,000 | 4,314,000,000 | -31,861,000,000 | 20,837,000,000 |
| Net Change in Cash | 120,855,000,000 | 59,077,000,000 | -12,980,000,000 | 14,476,000,000 | 27,128,000,000 | 10,227,000,000 | -15,501,000,000 | 11,707,000,000 | -330,000,000 | 4,705,000,000 |
| Cash at Beginning | 227,437,000,000 | 162,044,000,000 | 167,966,000,000 | 144,713,000,000 | 121,416,000,000 | 123,846,000,000 | 119,634,000,000 | 102,769,000,000 | 102,788,000,000 | 90,213,000,000 |
| Exchange Fluctuations | -418,000,000 | -3,517,000,000 | 7,058,000,000 | 8,420,000,000 | -3,831,000,000 | -8,431,000,000 | 19,713,000,000 | 5,158,000,000 | 8,223,000,000 | -2,658,000,000 |
| Cash at End of Period | 347,874,000,000 | 217,604,000,000 | 162,044,000,000 | 167,609,000,000 | 144,713,000,000 | 125,642,000,000 | 123,846,000,000 | 119,634,000,000 | 110,681,000,000 | 92,260,000,000 |
Profitability
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 75.3% | 57.9% | 47.1% | 47.9% | 48.4% | 48.8% | 46.1% | 44.5% | 41.4% | 36.4% |
| Operating Margin | 45.1% | 34.0% | 30.9% | 38.4% | 39.2% | 37.2% | 37.2% | 35.2% | 33.5% | 28.0% |
| Profit Margin | 31.9% | 15.7% | 19.8% | 26.1% | 25.8% | 23.4% | 24.4% | 22.9% | 20.6% | 16.3% |
Management Effectiveness
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Assets | 0.7% | 0.4% | 0.7% | 0.9% | 0.9% | 0.8% | 0.9% | 0.9% | 0.9% | 0.8% |
| Return on Equity | 9.7% | 5.8% | 10.1% | 13.4% | 13.3% | 12.6% | 14.1% | 14.7% | 14.2% | 13.2% |
| Current Ratio | 1.08 | 1.08 | 1.07 | 1.07 | 1.07 | 1.07 | 1.07 | 1.06 | 1.07 | 1.07 |
| Debt to Equity Ratio | 13.18 | 12.54 | 13.94 | 13.65 | 13.96 | 14.18 | 15.06 | 15.43 | 14.99 | 15.19 |
Valuation
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Share Price ($) | 38.39 | 25.27 | 37.97 | 35.28 | 39.36 | 35.80 | 37.34 | 39.37 | 38.00 | 29.20 |
| Shares on Issue | 11,542,179,002 | 11,510,292,551 | 10,920,131,150 | 10,799,153,209 | 10,743,263,154 | 10,641,688,017 | 10,335,315,858 | 9,847,774,532 | 9,807,459,723 | 9,680,077,184 |
| Market Capitalisation ($) | 443,093,407,235 | 290,875,667,271 | 414,608,152,201 | 380,953,055,008 | 422,819,080,678 | 380,933,335,277 | 385,908,082,065 | 387,687,783,131 | 372,715,296,096 | 282,700,640,647 |
| Revenue per Share ($) | 7.32 | 8.87 | 11.41 | 11.36 | 10.94 | 11.58 | 12.32 | 12.81 | 13.02 | 14.48 |
| Earnings per Share ($) | 2.34 | 1.39 | 2.26 | 2.96 | 2.83 | 2.71 | 3.00 | 2.93 | 2.68 | 2.36 |
| Dividends per Share ($) | 1.08 | 1.33 | 1.79 | 0.85 | 1.38 | 1.92 | 1.73 | 0.83 | 1.69 | 0.48 |
| Dividend Yield | 2.8% | 5.3% | 4.7% | 2.4% | 3.5% | 5.4% | 4.6% | 2.1% | 4.5% | 1.6% |
| Price to Sales Ratio | 5.2 | 2.9 | 3.3 | 3.1 | 3.6 | 3.1 | 3.0 | 3.1 | 2.9 | 2.0 |
| Price to Earnings Ratio | 16.4 | 18.1 | 16.8 | 11.9 | 13.9 | 13.2 | 12.4 | 13.4 | 14.2 | 12.3 |
| Price to Book Ratio | 1.6 | 1.0 | 1.7 | 1.6 | 1.9 | 1.7 | 1.8 | 2.0 | 2.0 | 1.6 |
All Companies in the Banks Group
Alphabetic by Name
Commonwealth Bank of Australia
We are one of the leading providers of financial services in Australia. We serve more than 15 million customers with a focus on providing retail and commercial banking services predominantly in Australia, and in New Zealand through our subsidiary ASB. Our products and services are provided through our division, Retail Banking Services, Business Banking, Institutional Banking and Markets, and ASB New Zealand.
National Australia Bank Limited
The principal activities of the Group during the year were banking services, credit and access card facilities, leasing, housing and general finance, international banking, investment banking, wealth management services, funds management and custodian, trustee and nominee services.
Westpac Banking Corporation
The principal activities of the Group are the provision of financial services including lending, deposit taking, payments services, investment platforms, superannuation and funds management, insurance services, leasing finance, general finance, interest rate risk management, and foreign exchange services.